Monero
This route brings a native XMR route. Record who accepts that work and how recovery is checked.
USDT or USDC
This route brings the exact supported token network and wallet route. Record its conditions and the person who reviews them.
Four decision axes
| Axis | Question to answer |
|---|---|
| Wallet route | Native XMR versus exact token network |
| QR meaning | Address only; verify the rest |
| Rate | Fetched market rate, including stablecoins |
| Evidence | Local reference, amount and creation time |
Illustrative decision record
Illustrative choice: the payer’s wallet supports native Monero and the group can record the local reference. It selects XMR, assigns the payer to verify asset/network/amount and reviews before the quote expires.
Conditional outcome
Use the stated trade-off for this choice, assign the named owner and review on the condition described above. It is a planning example, not a service guarantee.